If you have been involved in a Georgia car accident, there are expected and unexpected costs. The former will include vehicle repairs, medical bills and loss of earnings. However, there are several potential costs that may catch you off guard.
Every road accident is different so you should expect to deal with a range of issues after the fact. Injuries and damage to your vehicle will likely have a lasting impact. The length of time it takes to get back to life as normal will also vary, depending on the severity of the accident.
Health Insurance Pitfalls
The good news is, health insurance should cover most treatments and medications that will aid your recovery. Patients may encounter issues when taking off-label prescriptions. Drugs are tested for the treatment of specific conditions, making insurance companies reluctant to support off-label use. Your doctor may present compelling arguments for off-label use, backed by peer reviewed evidence. In these instances, the insurance company may make exceptions, but they are under no obligation to do so.
Rental Car Costs
Most people rely on a personal vehicle for work or family transport. If you need to rent a car while yours is at the shop, make sure it is covered by your insurance policy. You may need to pay out-of-pocket for a rental car, which includes filling the tank when the vehicle is returned. Rental car companies can also charge numerous extra fees, such as if the car is brought back in poor condition.
Additional Loss of Earnings
When discussing car accidents, it is not unusual for the victim of injuries to take time off work. However, if that individual needs additional care from a spouse or relative, two people are now losing earnings. This scenario can financially cripple a couple or family that depends on two incomes. If the accident was not your fault, pursuing a compensation claim in Georgia may help you recoup some of your losses.
If you would like to learn more about the costs that a compensation payout can cover, consult with M. Qader A. Baig & Associates. Call our offices to begin the process today.